Alternatives to cash in cruise ship casinos are paper credit slips, which can be played as cash at either machines or tables, onboard credit or casino free play loaded on your stateroom account, or lines of credit arranged with the casino. Fees for gambling charges vary among cruise lines, but in most instances, table games charge a service fee, and slot machines do not. You can also charge gambling money directly to your onboard account like you would charge a drink at a bar or anything else on board. For example, my husband recently requested money from his onboard account at a blackjack table and was charged a 5% surcharge. The ship we were on was not set up to charge onboard accounts directly from the slot machines (sometimes they are), so I had to go to the cashier for a credit slip to play. I was not charged a surcharge, although if I had asked for cash, I would have been. Both of our charges were added to our final onboard bill. The rules are designed to keep cruisers from using slot machines as ATMs to get either cash for the table games or to cash out onboard credit they’ve been given from the cruise line or their travel agent. If you like to gamble, cruise ship casinos provide a fun way to spend a sea day or evening on the ship. Because there is no fee added to money for slot play, onboard casinos will usually put rules in place about how quickly you can cash out of the machine. Besides the fun of playing on board, many cruise lines have players clubs that offer onboard perks and even free cruises. You can take lessons to learn the games you don’t know how to play and even participate in tournaments. Sign up for our daily newsletter for the latest news, deals and tips. And since the odds of winning are about the same as in a U.S. That’s why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality. When you choose to apply (and are approved) for a new credit card through our site, we may receive compensation from our partners, and this may impact how or where these products appear. The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. While we don’t cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.

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